Cat Kaikoura Handshake


Finance & Insurance

The best financing and insurance solutions for your Cat equipment.


Whether you are looking to finance one piece of equipment or a fleet, a power supply backed by a Cat generator or decided it's time to repair and rebuild for your machine's second life, Terra's finance representatives will help you to get the most out of your investment. We offer a range of tailored solutions to meet the specific needs of your business and its cash flow and profit projections, including Flexible Finance Leases, Operating Leases, and Lines of Credit.

Cat® Financial

Why Choose Cat Finance?
We're Here For You

We Work For You

As Caterpillar’s financial arm, we mostly work for Caterpillar customers. When you invest in Cat® equipment, we invest in your success for the life of your business.

We Know Your Business

We’re experts in the industries Caterpillar serves. We understand your equipment, your challenges and how financing and insurance can help you reach your goals.

We Make Things Easy

You can select, finance, and include extended protection with your equipment with just one trip to your local Cat dealer and all in one monthly payment. Giving you the time and effort, you save back into running your business. Subject to credit approval.

We Tailor Solutions

Sometimes you need more than a loan or a lease. We can set up custom financing packages, help you acquire working capital, even finance entire projects.

We Stay Flexible

We’re here to help you succeed not just in good times, but in tough times, too. We understand the Industry trends and work with you to adapt to the changing landscape.

We See Through Your Eyes

Seeing you succeed is our goal. We’re here to get you what you need so you can get to work.

Terra Cat © 2024. All Rights Reserved.